When you ship your vehicle across the country, you're trusting it to a carrier. But here's the problem: standard carrier cargo insurance protects the carrier, not you. If something goes wrong during transit, you're left waiting for the carrier's insurer to cooperate — and they may not be motivated to help you quickly.
That's why Nations Auto Transport now offers shipper's interest insurance through our partnership with tint. This is first-party coverage you control, giving you up to $200,000 per vehicle in direct protection.
What's the Difference Between Carrier Insurance and Shipper's Interest Insurance?
Carrier cargo insurance is designed to protect the carrier's liability. If damage occurs, you have to file a claim against the carrier's insurer, which can be slow, complicated, and frustrating. The carrier's insurer has no obligation to prioritize your claim.
Shipper's interest insurance is different. It's your own first-party policy, underwritten by R.V.I. Guaranty Co., Ltd. (Bermuda). You file claims directly without depending on anyone else's cooperation. You're the policyholder, and your interests come first.
What Does Shipper's Interest Insurance Cover?
Our shipper's interest insurance covers a comprehensive range of scenarios during transit:
✓ Covered
- • Physical damage during transit
- • Accidents caused by the carrier
- • Weather-related damage
- • Theft of the vehicle
- • Towing and storage fees from a covered loss
- • Damage during loading and unloading
- • Damage during temporary stops
✗ Not Covered
- • Normal wear and tear
- • Pre-existing damage
- • Mechanical or electrical breakdown
- • Diminished value
- • Personal property inside the vehicle
- • Fraud or misrepresentation
- • War, nuclear events, or extreme weather exclusions
Key Policy Details
These terms give you substantial protection while keeping costs reasonable. Whether you're shipping a classic car worth $150,000 or a fleet of vehicles, you're covered.
How to File a Claim
If damage occurs during transit, here's the process:
Who Should Add Shipper's Interest Insurance?
Shipper's interest insurance is valuable for anyone shipping a vehicle, but it's especially important for:
Classic and Collector Car Owners
If you're shipping a vintage Corvette, restored muscle car, or show-quality classic, this coverage gives you peace of mind. Your car is irreplaceable, and shipper's interest insurance protects your investment.
Luxury Vehicle Owners
High-end vehicles deserve high-end protection. If you're shipping a luxury car worth $75,000 or more, this coverage is worth the investment.
Dealerships and Fleet Operators
If you're shipping multiple vehicles or managing inventory across locations, shipper's interest insurance protects your bottom line. One damaged vehicle can cost thousands — this insurance covers that risk.
Snowbirds and Long-Distance Shippers
If you're shipping a vehicle across the country, especially during peak season, weather and road hazards increase the risk. Shipper's interest insurance gives you direct protection.
Anyone Shipping a High-Value Vehicle
If your vehicle is worth more than a few thousand dollars, the cost of shipper's interest insurance is minimal compared to the protection it provides.
The Nations Auto Transport Difference
We've been moving vehicles safely for 16 years. Our damage claim rate is minimal because we vet our carriers rigorously and work with professional drivers. But accidents happen, and when they do, you deserve protection that works for you, not against you.
Shipper's interest insurance is one more way we put your interests first. We're not just moving your vehicle — we're protecting your peace of mind.
Ready to Ship with Confidence?
When you request a quote, ask about adding shipper's interest insurance. Our specialists will explain your coverage options and help you choose the right protection for your vehicle.
Because when it comes to your car, you deserve insurance that works for you.